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wikiHow to Set Up a PayPal Account PayPal is a popular online payment system that allows you shop online without having to re-enter information every transaction. Read this wikiHow to learn how to set up a PayPal account of your own. 10 Second SummaryEdit 1. Visit the PayPal website. 2. Click "Sign Up for Free". 3. Enter your email address and create a password. 4. Fill out the form with your personal information. 5. Enter your credit card, debit card, or bank account information, if desired. 6. Confirm your email address to verify your account. 7. Link your bank account and credit or debit cards. Part One of Two: Creating an AccountEdit Image titled Set Up a PayPal Account Step 1 1 Visit the PayPal website or open the PayPal app. You can create an account from the PayPal homepage or from the app. You can install the app for free from your device's app store. The account creation process is largely the same for both the website and the app.[1] Image titled Set Up a PayPal Account Step 2 2 Click "Sign Up for Free" or tap "Sign Up". This will begin the account creation process. For business accounts, there are two different options, each of which have different cost structures and benefits. Standard accounts free, but customers must route through PayPal in order to check out. Pro accounts cost $30 per month, but you get to full control over how you want to design the checkout process. The Standard free business account is the same as the old PayPal Premier account. This account is best suited for users who do lots of buying and selling on eBay.[2] Image titled Set Up a PayPal Account Step 3 3 Enter your email address and create a password. Make sure that you create a strong password so that nobody else can access your financial information. See How to Create a Secure Password for some tips. Make sure that you enter a valid email address, as you'll need to use it to verify your account. Image titled Set Up a PayPal Account Step 4 4 Fill out the form with your personal information. You'll need to enter your legal name, address, and phone number. All of this information is required in order to create your account. Image titled Set Up a PayPal Account Step 5 5 Enter your credit or debit card (optional). After entering your personal information, you'll be prompted to enter your credit or debit card. You can enter this now or later, but you'll need to at some point if you want to verify your PayPal account. If you don't want to enter your card information now, click "I'd rather link my bank first". Image titled Set Up a PayPal Account Step 6 6 Enter your bank account information (optional). You'll need a bank account linked if you plan on receiving money and want to be able to transfer it to your bank. You don't have to do this now if you don't want to. Just click "I'll link my bank later" to skip it for now. You'll be prompted to confirm that you want to skip the process. Image titled Set Up a PayPal Account Step 7 7 Apply for PayPal credit (optional). Before you're taken to your account's Summary page, PayPal will prompt you to sign up for a line of credit. This is optional, and you should read all of the terms carefully before applying. If you'd rather not apply for credit, click "No thanks". Advertisement Part Two of Two: Verifying Your AccountEdit Image titled Set Up a PayPal Account Step 8 1 Confirm your email address. In order to receive money at your PayPal account, you'll need to confirm your email address. You should have received an email when you created your account. Click the "Yes, this is my email" button in the email message to confirm your email address. If you can't find the message, check your Spam folder or "Purchases" label in Gmail. You can have PayPal send another message from your account Summary page. Click "Confirm Email" to send another message. Image titled Set Up a PayPal Account Step 9 2 Link your bank account. In order to send money from your bank account or transfer funds you receive to your account, you'll need to link it with PayPal. Click the "Link a bank" option on your account Summary page to get started. Sending money to friends and family from your linked bank account is cheaper than using your debit or credit card. If your bank is listed, you'll be able to enter your online banking login information to automatically link your account. If your bank is not listed, you'll need to enter your account number and routing number. You can find these on the bottom of your checks. This will take a day or two to confirm. PayPal will make two small deposits into your account, totaling less than a dollar. You'll need to enter these two values in order to confirm that you are the owner of the bank account. You'll be able to find these deposits on your online statement after 24-48 hours. Image titled Set Up a PayPal Account Step 10 3 Link your debit or credit cards. You can use PayPal to manage your various credit and debit cards, allowing you to checkout from websites without having to enter your information each time. Click the "Link a card" option on your Summary page to add a card to your PayPal wallet. You'll need to enter the card number, expiration date, and security code. The name on the card must match the legal name you entered when creating your account. Cards are linked instantly. You can also use this method to add a prepaid gift card from Visa, MasterCard, American Express, or Discover. Advertisement Community Q&A Can I open a PayPal account if I live outside the US? Answered by wikiHow Contributor Yes, anyone, anywhere can open a PayPal account. You'll just have to link it to an existing credit card, debit card, or bank account number. 57 12 Do I have to have a credit card or bank account to open a PayPal account? Answered by wikiHow Contributor No, but if you don't, you can only receive money by check. 64 18 Can I set up a PayPal without a bank account? Answered by wikiHow Contributor Yes, you can. You won't be able to move funds from your bank account to your PayPal account, but you can load it with a debit card, credit card, PayPal gift card, or have other people send you money. 69 21 How do I withdraw money from my PayPal account? Answered by wikiHow Contributor There should be a withdraw button on your PayPal account page. You then need to select the bank account to send it to and the amount you want sent. 65 22 Can I open a PayPal account without a credit or debit card? Answered by wikiHow Contributor If you have a bank account and can provide the account/routing number for that, yes. 32 11 How do I delete my PayPal account? Answered by wikiHow Contributor 1. Log in to your PayPal account. 2. Click the Profile link. 3. Click the Close Account link in the Account Information column. 4. Click the Continue button. 5. Click the Close Account button. 26 9 What does it cost to use PayPal? Answered by wikiHow Contributor Nothing, it's a free service. You just have to sign up and link your bank account, not for any fees, but to make payments with the service. 35 17 I have an account but have forgotten my password and I don't remember the answers to the security questions. I would like to set up an new account, but because I am using the same email, I can't. Is there a way around this? Answered by wikiHow Contributor PayPal has multiple ways to contact them. For situations such as this, calling them to figure out how to open a new account with the same email would be your best way to resolve this. 25 12 I've set up PayPal and connected it to my bank account, but don't see the two small deposits. Can they resend them? Answered by wikiHow Contributor Give PayPal about a week. If you don't see the deposits after that, contact support. 19 11 I live in Papua New Guinea, and I bank with ANZ Bank. Will it be possible for me to link my bank account with PayPal? Answered by wikiHow Contributor Yes, it should be possible, as long as you have your routing and account numbers. However, transfers and initial setup might take longer. Show more answers How come I can't see the deposits PayPal sent to my account? Answer How do I send money from my PayPal to my bank account Answer We have a new email address how do I change it? Answer How do you set up the account for sellers? Answer Do I need to include a shipping address on my PayPal account? Answer Show more unanswered questions Ask a Question Submit VideoEdit Related wikiHowsEdit How to Open an eBay Account How to Make eBay Purchases How to List Items on eBay How to Delete a Paypal Account How to Transfer Money from PayPal to a Bank Account How to Obtain a PayPal Debit Card How to Verify a PayPal Account How to Use PayPal How to Send Money via PayPal How to Use PayPal to Transfer Money Advertisement About this wikiHow How helpful is this? Co-authors: 21 Updated: 19 days ago Views: 535,580 Categories: PayPal Sources and Attribution Reader Testimonials "I really love how organized you are at answering questions on the information you've given out about..." more - Kenric Ngesa More Testimonials Did this article help you? Yes No Surprise Me!